We get it – sometimes you need to free up funds but don't want to sell your digital assets.
We designed Wirex Credit to help you do just that. So, if you’re planning a home renovation, saving for a new car, or looking to deposit your assets in a DeFi protocol, you've come to the right place.
Wirex Credit lets you instantly borrow stablecoins against your crypto, with complete flexibility and zero fees. But what else has it got going for it?
You’re in Control
Use your BTC or ETH as collateral to borrow NXUSD, USDC, USDT, or DAI. What happens next is up to you – spend, stake, convert, or save – the possibilities are endless.
Flexible and Affordable
Borrow up to 70% of the value of your collateral. You can repay your credit line whenever you like, and you’ll only pay interest for the days it's live.
Ultimate Security
Your crypto is safe with us – your funds are protected by leading digital asset custody platform, Fireblocks.
Total Transparency
Keep track of your LTV (loan-to-value ratio) with our in-app live loan health checker and get instant notifications if it changes.
How It Works
- Select a currency: Use 25+ different tokens as collateral.
- Get your credit: Receive your stablecoins in seconds.
- Spend or Stake: Spend them with your Wirex card or stake them in Nereus.
- Repay at any time: Only pay interest for the days you have a live credit line and pay it back whenever you want.
Follow the link to get credit.
*Availability for Wirex Credit may differ by region. All credit lines are provided in stablecoins. Cryptocurrency is volatile and all lending is conducted at the user’s risk. Subject to the T&Cs and Privacy Policy.
* The value of cryptoassets may fluctuate significantly over a short period of time. The volatile and unprecedented fluctuations in price may result in significant losses over a short period of time. Any Cryptoassets may decrease in value or lose all its value due to various factors including discovery of wrongful conduct, market manipulation, change to the nature or properties of the Cryptoasset, governmental or regulatory activity, legislative changes, suspension or cessation of support for a Cryptoasset s or other exchanges or service providers, public opinion, or other factors outside of our control. Technical advancements, as well as broader economic and political factors, may cause the value of Cryptoasset s to change significantly over a short period of time.